Bullhead City real estate AZ, Fort Mohave real estate and Mohave Valley real estate, home listings and homes for sale in Arizona - Betty Moir, REALTOR® Betty Moir REALTOR(r) for Bullhead City, Fort Mohave and Mohave Valley, Arizona real estate - NUMBER1EXPERT™ Betty Moir NUMBER1EXPERT(tm) for Bullhead City, Fort Mohave and Mohave Valley, Arizona real estate
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Betty Moir, REALTORŪ, real estate agent and broker for Bullhead City, Fort Mohave and Mohave Valley Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)



All agents are NOT alike! Find out why I am a top real estate expert. Call me: 800-269-4361.


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Resources: Bullhead City, Fort Mohave and Mohave Valley Arizona home buying, real estate listings, and homes for sale in Mohave County, AZ
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Special Offers: Special offers for Bullhead City, Fort Mohave and Mohave Valley homeowners from Betty Moir, top Realtor
Affiliates: Betty Moir's real estate web site affiliates
eNewsletter: Betty Moir's Bullhead City, Fort Mohave and Mohave Valley newsletter email will send you the latest real estate information
Today's Real Estate News: Daily real estate news for this neighborhood, Arizona, and United States
Market Conditions Report: Market conditions report for this area, Arizona, and United States
Monthly Payments & Schedule: Monthly loan payments java mortgage calculator
How Much Can You Afford?: Calculate how much home you can afford with this financial calculator
Determine Tax Savings: Calculate how much your monthly Bullhead City, Fort Mohave and Mohave Valley Arizona mortgage payments save you on your taxes because of loan interest
Should You Rent or Buy?: Is it better to rent a home in Arizona or buy your own Bullhead City, Fort Mohave and Mohave Valley house, ranch, luxury property, condominium, acreage, or other real estate?
Adjustable Rate Mortgages: Adjustable rate Bullhead City, Fort Mohave and Mohave Valley mortgages information and interest rate java calculator
What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage.
Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.
15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.
How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out.
What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.
Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Arizona real estate
Top National Real Estate Web Sites: Real Estate Web Sites that include some unique sources of realty information, listings, and more
Ask Anything: Ask Betty Moir anything real estate
NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale
Real Estate Tips: Betty Moir's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers
Real Estate Trivia: Betty Moir's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more
Real Estate Dictionary: Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Bullhead City, Fort Mohave and Mohave Valley property in Arizona, including legal terms definitions, and more

 

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Real Estate Tips
Financing Your Home >When Interest Rates Rise

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

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Real Estate Trivia
Q 
Who is considered the world's most renowned living architect?

A 
I.M. Pei who retired in 1991; he earned this status after designing the glass pyramid entrance pavilion to the Louvre in Paris (1989).
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Betty Moir, REALTORŪ, real estate agent and broker for Bullhead City, Fort Mohave and Mohave Valley Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Betty Moir
Keller Williams Realty/ River Cities Specialists

2440 Adobe Rd. Ste 106
Bullhead City, AZ. 86442
Direct: 928-716-4361
Office: 928-704-2568
Toll Free: 1-800-269-4361
Fax: 928-704-2579
Email: bettymoir@NUMBER1EXPERT.com

Welcome to MY TOWN! I have lived and worked in Bullhead City for over 35 years and raised my family in the same community where I sell homes. As Keller Williams Real Estate Professional, I provide Full-time service and results. I have been involved in sales and marketing for 25 years and am consistently among the top producers in the area. I have experience in Bank Owned and FORECLOSURE properties so call me for a list today. For "Moir Service! Moir Results!" and "No Moir excuses, call me today!"

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