Bullhead City real estate AZ, Fort Mohave real estate and Mohave Valley real estate, home listings and homes for sale in Arizona - Betty Moir, REALTOR® Betty Moir REALTOR(r) for Bullhead City, Fort Mohave and Mohave Valley, Arizona real estate - NUMBER1EXPERT™ Betty Moir NUMBER1EXPERT(tm) for Bullhead City, Fort Mohave and Mohave Valley, Arizona real estate
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Betty Moir, REALTORŪ, real estate agent and broker for Bullhead City, Fort Mohave and Mohave Valley Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)


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Real Estate Tips
First Time Buyers >Affording A Home

Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.

As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.

Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.

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Real Estate Trivia
Q 
Who received the largest land grant ever given to an English subject for only two beaver skins per year?

A 
William Penn, the Quaker leader, received Pennsylvania and Delaware to settle a debt owed his father by King Charles II.
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Betty Moir, REALTORŪ, real estate agent and broker for Bullhead City, Fort Mohave and Mohave Valley Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Betty Moir
Keller Williams Realty/ River Cities Specialists

2440 Adobe Rd. Ste 106
Bullhead City, AZ. 86442
Direct: 928-716-4361
Office: 928-704-2568
Toll Free: 1-800-269-4361
Fax: 928-704-2579
Email: bettymoir@NUMBER1EXPERT.com

Welcome to MY TOWN! I have lived and worked in Bullhead City for over 35 years and raised my family in the same community where I sell homes. As Keller Williams Real Estate Professional, I provide Full-time service and results. I have been involved in sales and marketing for 25 years and am consistently among the top producers in the area. I have experience in Bank Owned and FORECLOSURE properties so call me for a list today. For "Moir Service! Moir Results!" and "No Moir excuses, call me today!"

GRIREALTOREqual HousingMLSSRESwcr


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